Affordable Housing

Eligible expenditures within Affordable Housing are certain Flemish Social Housing Company (VMSW) and Flemish Housing Fund (VWF) expenditures.


VMSW gives social mortgage loans for certain acquisitions and renovations to targeted populations. They also provide subsidised funding and market loans with compensation to local housing actors, such as social housing companies, municipalities, etc. Finally, VMSW operates as a financial coordination centre for local social housing companies that build or renovate dwellings for sale or rent for targeted populations.


VWF provides special mortgage loans to households to buy, renovate or preserve their property. VWF also buys buildings that are vacant for a long time to renovate or replace them. Afterwards, they rent the houses to targeted populations.

New constructions or renovation works that require a town planning permit must comply with the most recent applicable EPB requirements.